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What is locum tenens coverage?

Locum tenens is malpractice coverage for a substitute physician who assumes responsibility for your patients during a scheduled absence.

Most medical liability insurance policies include some coverage for locum physicians. Typical requirements for locum tenens coverage include that the substitute physician should be licensed in the same state and should be in the same specialty as the physician who will be absent. Check your policy for specific details.

All TMLT policyholders can request locum tenens coverage for up to 30 days per policy year without an additional premium charge. Coverage for more than 30 days will incur a fee of $500 per day.

Requests for TMLT locum tenens coverage require written notice before the scheduled absence and the substitute physician must submit a locum tenens application. Please allow 10 days to process the application.

Please contact the Underwriting Department for more information.